Mortgage LendingMortgage Lending

The Residential Lending Department at Cornerstone Bank is here to serve all your mortgage needs.  Whether you are buying a new home, refinancing your current home or building the home of your dreams, our experienced loan officers will find the right program for you.

See for yourself why Cornerstone has been named a Top 10 Lender in Nebraska by the USDA for Guaranteed Rural Housing for the past ten years.

If you have unanswered questions concerning mortgage loans, please contact Gene Oxley, Residential Loan Officer, at (800) 642-6608 or e-mail him at

All loans subject to approval.

Download Application Mortgage Calculator Mortgage Loan Originator



Before shopping for your dream home, you may want to consider pre-approval.  It will help you answer questions concerning payment amounts or other items to consider when budgeting for your next home.

For more information on pre-approvals, please contact Gene Oxley at (800) 642-6608 or e-mail him at


Mortgage Checklist

For our homebuyers using the first time homebuyer program (NIFA), please provide the following:

  • Most recent two paystubs
  • Last two years’ W-2's

For homebuyers that are self-employed, please bring the last two years’ tax returns.  Additional documents may be required after the initial interview.

For more information about mortgage lending or to receive your free credit report, visit the following websites: