FDIC-Insured - Backed by the full faith and credit of the U.S. Government
The Cornerstone Bank Trust and Investment division provides a variety of financial services to individuals, organizations, and businesses. Please review the information about Cornerstone Bank Trust Services and call with any questions.
A revocable living trust is a trust that you set up during your lifetime. This type of trust can be amended or even revoked during your lifetime. Advantages of revocable trusts include:
We are happy to work with the attorney of your choice in this process.
A non-changeable trust for your heirs.
An irrevocable trust cannot be terminated by you and is most often used for making gifts or establishing a permanent arrangement for the benefit of your family or favorite charities.
An irrevocable trust may provide tax advantages when integrated with your overall estate plan. Always consult your attorney or tax advisor about your specific circumstances. Other benefits may include:
Avoidance of probate of trust assets and, thus, a reduction of costly estate settlement expenses because your assets are distributed through your trust.
Not FDIC Insured, No Bank Guarantee, May Lose Value
Vice President & Manager Trust Division
(402) 363-7407
Richard began his career with Cornerstone Bank in January 2002. He has worked exclusively in the trust and investment business since 1995. Richard is a graduate of the University of Nebraska - Kearney and a graduate of the University Of Nebraska College Of Law. He is a member of the Nebraska Bar Association and a member of the Real Estate and Probate Law Sections. Richard is a graduate of Cannon Financial Institute, and has achieved the Certified Trust & Financial Advisor (CTFA) designation from the Institute of Certified Bankers. He has served as an estate planning instructor for the National Business Institute and is an instructor for the Nebraska/Kansas Schools of Banking Advance Trust School. Richard served as a member of the Nebraska/Kansas Schools of Banking Advisory Trust Committee, He has served as legal counsel to the Nebraska State Treasurer and serves on various state and local boards and committees. Richard and his family are originally from DeWitt, Nebraska and have lived in York, Nebraska since 2002.
Vice President & Manager/Trust
(402) 363-7407
Pepper received his Bachelor of Arts Degree in Business from Doane University and earned the Certified Trust & Financial Advisor (CTFA) professional certification from the American Bankers Association in 2018. He has over 10 years of experience in the trust and financial services industry and has been with Cornerstone Bank since 2012. He was recently named Vice President & Manager of the Trust Department.
Vice President/Trust
(402) 363-7407
Amy earned her Bachelor’s Degree in Organizational Communications from Doane College in 2010 and holds multiple professional certifications, including Certified IRA Services Professional (CISP), Certified Financial Planner (CFP®), and Corporate Trust Master Certification (CTMC). She has over 27 years of experience in banking and trust services, with expertise in financial planning, estate management, and corporate trust solutions. Amy has been with Cornerstone Bank since March 2025 and serves as Vice President & Manager of the Trust Division.
Vice President/Trust & Retail Investments
(402) 395-2151
Todd received his Bachelor of Science Degree in Business Administration from the University of Nebraska–Lincoln and has completed his Series 63 and Series 7 requirements. He is also a graduate of Cannon Financial Institute and holds the Certified Trust & Financial Advisor (CTFA) designation from the Institute of Certified Bankers. He has been with Cornerstone Bank since January 2004.
Assistant Vice President/Trust Administrator
(402) 363-7411
Lynda earned both her Bachelor’s and Master’s Degrees from Iowa State University and has completed the ABA National Trust School and Cannon Trust School, earning the Certified Trust & Fiduciary Advisor (CTFA) designation. She brings over 20 years of banking and financial planning experience, with more than 15 years of that time in trust administration. Lynda joined Cornerstone Bank in August 2025 and serves as Assistant Vice President/Trust Administrator.
Trust Administrator Officer
(402) 363-7411
David is a graduate of York College and was named Trust Administrator for Cornerstone Bank in York. He joined the bank in 2025, bringing over 27 years of professional experience, including 11 years at York University and 16 years at UTC Aerospace in York.
Trust Operations Officer
(402) 363-7411
Carla earned an Associate of Applied Science Degree in Paralegal Studies from Kaplan University and an Associate of Applied Science Degree in Computer & Information Services from Southeast Community College. She also earned a Trust Certificate from the Nebraska Bankers Association Trust School in 2017. Carla has worked in the trust field for over ten years and joined Cornerstone Bank in September 2025.
Property Manager
(402) 363-7411
Brian received his Bachelor’s Degree from Kearney State College, his Master’s Degree from the University of Nebraska at Kearney, and his Educational Specialist’s Degree from Wayne State College. He also attended Nebraska Wesleyan University. A native of the Polk area, Brian retired as Superintendent of Schools at High Plains Community Schools after many years in education, including nine years as Principal of York Middle School. He was named Property Manager for the Trust Department at Cornerstone Bank.