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Checking Accounts

We offer a variety of checking accounts to fit your lifestyle. Compare our accounts below to find your right fit.

Open a Checking Account Now

 

Online Account Opening

Opening an account with us has never been faster or easier.  Our online account opening process has been optimized for all your devices, and can be done at anytime and from anywhere.  Enjoy a fast, convenient and secure process of opening an account with us.

Online Account Opening Video

Compare our checking accounts

 Personal Checking Accounts

Preferred

Value

BudgetGolden 55
Overview

Earn interest and receive a full-range of added BaZing benefits, for a low $10 monthly fee.

 Receive a full-range of added BaZing benefits, for a set $6 monthly fee.

Offers checking without maintaining a minimum balance. Minimal monthly fee may apply.

Designed for customers who are at least 55 years of age, offering the best in banking when life is at its best.

Age Requirements

None

None

None

55 and over

Monthly Fee

$10

$6

$2 Paper Statement
for primary account
holders 19 and older.

OR

$0 eStatement

$0

Interest Paid

x

Yes

No

No

x

On all positive balances

ATM Usage

Free at all Cornerstone Bank ATMs, plus three free foreign (Non-Cornerstone Bank) ATM uses per statement cycle

Free at all Cornerstone Bank ATMs, plus three free foreign (Non-Cornerstone Bank) ATM uses per statement cycle

Free at all Cornerstone Bank ATMs

Free at all Cornerstone Bank ATMs

Check Images

x

x

x

x

Free Checks

x

Custom wallet style

x

Custom wallet style

No

x

Custom wallet style

Unlimited Check Writing

x

x

x

x

Minimum Balance

$2,500

Maintain a $2,500 minimum balance, and we’ll waive the $10 monthly fee.

$0

$0

$0

Other Benefits

  • Cell Phone Protection and Identity Theft Aid
  • Local Discounts, BaZing Savings and more!
  • Free Cashiers Checks and Money Orders
  • Benefits Reference Guide
  • Cell Phone Protection and Identity Theft Aid
  • Local Discounts, BaZing Savings and more!
  • Free Cashiers Checks and Money Orders
  • Benefits Reference Guide

 None

  • Free Cashiers Checks and Money Orders
  • Plus more benefits

 

More checking account options

Premier Money Market Account

This account is a great choice to earn higher interest rates and still have limited withdrawal flexibility. 

  • Allows six withdrawals or other transfers to another account or to third parties per statement cycle.  ($15.00 per debit will be charged for each debit after six.)  This includes telephone transfer, check or draft.
  • A minimum balance of $1,000.00 is required to open this account and you must maintain a minimum balance of $1,000.00 to earn interest.

See our rates

What is needed to open a Personal Checking Account at Cornerstone Bank?

New Customers

  • $100 initial deposit
  • Valid driver's license or government issued photo identification
  • Social Security Number (verbal verification is adequate)

Existing Customers

  • $100 initial deposit
  • Valid driver's license or government issued photo identification

Children

  • $100 initial deposit
  • Certified copy of Birth Certificate, valid learner’s driving permit, or Social Security Card
  • If providing birth certificate or learner’s permit only, verbal verification of a Social Security Number is still required

Some exceptions may apply. All accounts are subject to approval.

 

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